Credit Card Processing in Arkansas and Arizona

Companies in states like Arizona and Arkansas can process credit cards safely and securely with a partner like Quantum Merchant Services. Quantum has a reputation for working closely with their clients to ensure a seamless process in the card processing transaction.

Accept all types of Credit Cards

Working with a partner you can trust is very critical in the payments industry. When you accept a payment from a customer that is money that is gong to go directly into your bank account and effect your bottom line. Knowing that  payment is going to get to the proper bank account is piece of mind.
Not all card processing companies are created equally. In some instances it can take as long as 72 hours for that payment to reach your bank account. 


There are several factors that contribute to how long it takes to settle a transaction. In most cases it is determined by the transaction clearing company but it also may be affected by how your business bank accepts cleared deposits. In the "old days" there was a practice called the float. You would write acheck knowing that you had 3-5 days to get money in the bank before the check cleared and would not bounce. That time frame has been pretty much eliminated. However the underlying principals for electronic deposits are still in play.

If you accept card payments and you are open until 11 pm you are probably settling out your terminal after 11:30 or so. This is not giving the appropriate clearing agencies enough time to clear the transactions and make the deposit thus the deposits are likely showing up a day or so later making it seem like a 48 hour deposit time.

One way to avoid this is to have your card processing equipment set automatically to batch out before 5 pm. 5pm is the universal cut off for most banks so processing your Batches prior to that ensures a better chance of deposits made in a 24 hr period.

Quantum Merchant Services works hard with businesses to make sure batches are submitted in a timely manner thus ensuring payment deposits.

There may be several other factors involved when it comes to timely deposits into your bank account.
Maybe it's a Friday night or late afternoon typically transactions will be posted Monday or Tuesday. Holiday's also interrupt these types of deposits.

Your Merchant Services company should be working closely with you to make certain deposits are made in a timely manner. After all it's your money right?

Accept Credit Cards

If your current card processing company is not paying attention to your needs when it comes to deposits and making sure you are getting paid on time you should consider working with a quality company with a National reputation for good service.






Quantum Merchant Services proudly serves the card processing needs of businesses in Arizona and Arkansas.

Quantum Merchant Services
7300 Hudson Blvd. N.
Suite 255 
Oakdale, Mn 55128
1-800-815-3123
www.quantumgo.com

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